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Beware......Watch out for rising bank fees … again.

Thursday, August 23, 2012

Beware......Watch out for rising bank fees … again.

A new survey from money-rates.com finds banks are hiking up monthly costs, ATM charges and overdraft fees. The bank comparison website actually found specific costs declining the last time it did this survey at the end of 2011, but in the first half of this year, fees have increased in every category the survey tracks.

Service fees rose by 80 cents, averaging more than $12 a month. Average overdraft fees have crept up by 60 cents, to nearly $30. ATM fees are also on the rise. Only 35 percent of banks don't charge monthly fees. Some banks allow people to avoid the fees by having a minimum balance in an account, but even minimum balance requirements have jumped – averaging more than $4,400. Fees are rising as banks try to make up revenue lost after financial reform took effect. The Legislation limited interchange fees; how much banks can charge retailers whenever someone uses a debit card for a purchase.

Money-rates.com suggests if you're thinking about opening a new account to consider online banks or smaller banks that are more likely to have accounts with no monthly fees.

It's worth looking into.

Have a blessed day!

Pamela Bates,

Operations Manager,

Host of Pamela's Place,

Host of Weekend Outlook,

WDNG Radio Inc.



Here's More...

Scottsboro cafeteria worker accused of selling drugs at school

A North Alabama school cafeteria worker has been charged after allegedly trying to sell drugs out of the back door of a junior high school cafeteria.

Matt Pitt released from jail in Shelby County

A local evangelist serving time for impersonating a peace officer was released from the Shelby County Jail Sunday morning.

Elderly man drowns in Logan Martin Lake

A Pell City man drowned Saturday morning after he fell into Logan Martin Lake.

Alabama Superintendent speaks about education budget

The Alabama Superintendent of Schools spoke out about the education budget. He said he was disappointed there was no teacher pay raise, but that's not the only part of the budget that concerned him.

Keywords: bank fees, overdraft fees, ATM charges, Legislation,

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Article Archive

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From Our Blogs

What Human Right Destroys So Many Children

While child abuse can be found in nearly every major religion, Rashid mentions a part of the world in which he is especially familiar – the Middle East. In Afghanistan, a 10-year-old girl was recently forced by her much older brother, a local Taliban

A True Story of Perseverance and Hope

In 1986, Cam Tribolet was on his way home from a night of drinking when, at a Ft. Wayne, Indiana, stoplight, three men tried to carjack him. During the assault, Cam was shot three times in the stomach. One bullet ripped through his aorta, another lod

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Investigation into school prayer.

Hope each of you are having an awesome day! Many of you remember my interview with Jeremy Ty's of Liberty Institute last Friday on hour two of Pamela's Place concerning the five year old girl in a Florida school reprimanded by a faculty member for pr


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